Rates
Rates are valid as of July 28, 2010
** APY listed below is an estimate. Actual APY will be based on specific account terms and will be disclosed at account openings **
Deposit Accounts
| Account Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| $0 - $4,999.99 | $100.00 | .10% | .10% | |
| $5,000 - $14,999.99 | $100.00 | $5,000.00 | .20% | .20% |
| $15,000 - $34,999.99 | $100.00 | $15,000.00 | .30% | .30% |
| $35,000 - $99,999.99 | $100.00 | $35,000.00 | .35% | .35% |
| $100,000 & ABOVE | $100.00 | $100,000.00 | .40% | .40% |
| Account Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| $0 - $4,999.99 | $100.00 | .10% | .10% | |
| $5,000 - $14,999.99 | $100.00 | $5,000.00 | .20% | .20% |
| $15,000 - $34,999.99 | $100.00 | $15,000.00 | .30% | .30% |
| $35,000 - $99,999.99 | $100.00 | $35,000.00 | .35% | .35% |
| $100,000 & ABOVE | $100.00 | $100,000.00 | .40% | .40% |
| Account Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| $0 - $24,999.99 | $100.00 | 4.00% |
4.07% |
|
| $25,000 & ABOVE | $100.00 | .40% | .40% | |
| Unqualified Balances * | $100.00 | .15% | .15% |
| Account Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| $0 - $999.99 | $100.00 | .40% | .40% | |
| $1,000 - $9,999.99 | $100.00 | .50% | .50% | |
| $10,000 - $34,999.99 | $100.00 | 1.00% | 1.01% | |
| $35,000 & ABOVE | $100.00 | 1.40% | 1.41% |
Savings
| Account Balance | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| $100.00 | .40% | .40% | ||
| $100.00 | .50% | .50% |
Certificate of Deposit
| Term | Minimum Opening Deposit | Minimum Balance to Obtain APY | Interest Rate | Annual Percentage Yield |
| 90 Day | $500.00 | 0.50% | 0.50% | |
| 180 Day | $500.00 | 1.00% | 1.00% | |
| 12 Month | $500.00 | 1.40% | 1.41% | |
| 18 Month | $500.00 | 1.35% | 1.36% | |
| 24 Month | $500.00 | 1.70% | 1.71% | |
| 36 Month | $500.00 | 1.95% | 1.96% | |
| 48 Month | $500.00 | 2.45% | 2.47% | |
| 60 Month | $500.00 | 2.95% | 2.98% |
*Premium Rate qualifications per cycle:
- Direct Deposit or Automatic Debit
- 10 debit card transactions
- Access online banking and make 1 bill pay transaction
- E-statement
Interest Rate and Annual Percentage Yield may vary after opening
Annual Percentage Yields accurate as of July 28, 2010. Penalties will be imposed for early withdrawal. Rates may change at any time. Interest compounded quarterly.
Fees could reduce the earnings on the account