Rates

Rates are valid as of March 10, 2010

** APY listed below is an estimate.  Actual APY will be based on specific account terms and will be disclosed at account openings **

Deposit Accounts

NOW

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $4,999.99 $100.00 .10% .10%
$5,000 - $14,999.99 $100.00 $5,000.00 .20% .20%
$15,000 - $34,999.99 $100.00 $15,000.00 .30% .30%
$35,000 - $99,999.99 $100.00 $35,000.00 .40% .40%
$100,000 & ABOVE $100.00 $100,000.00 .50% .50%

 

BLUEGRASS GOLD

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $4,999.99 $100.00 .20% .20%
$5,000 - $14,999.99 $100.00 $5,000.00 .30% .30%
$15,000 - $34,999.99 $100.00 $15,000.00 .40% .40%
$35,000 - $99,999.99 $100.00 $35,000.00 .50% .50%
$100,000 & ABOVE $100.00 $100,000.00 .75% .75%

 

ADDED BENEFITS CHECKING *

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $24,999.99 $100.00 4.00% 4.07%
$25,000 & ABOVE $100.00 .40% .40%

 

MONEY MARKET

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $999.99 $100.00 .40% .40%
$1,000 - $9,999.99 $100.00 .90% .90%
$10,000 - $34,999.99 $100.00 1.50% 1.51%
$35,000 & ABOVE $100.00 1.95% 1.97%

 

Savings

CHRISTMAS CLUB

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$100.00 .40% .40%
$100.00 .50% .50%

 

Certificate of Deposit

Term Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
90 Day $500.00 1.00% 1.00%
180 Day $500.00 1.25% 1.26%
12 Month $500.00 1.70% 1.71%
18 Month $500.00 1.75% 1.76%
24 Month $500.00 2.10% 2.12%
36 Month $500.00 2.75% 2.78%
48 Month $500.00 3.10% 3.14%
60 Month $500.00 3.30% 3.34%

 

* Non-Qualified accounts on the Added Benefits Checking earn .15% interest rate and an APY of .15%

Interest Rate and Annual Percentage Yield may vary after opening

Annual Percentage Yields accurate as of 48 Months. Penalties will be imposed for early withdrawal. Rates may change at any time. Interest compounded quarterly.

Fees could reduce the earnings on the account