Rates

Rates are valid as of January 16, 2014 -- Annual Percentage Yield listed below is an estimate.  Actual APY will be based on specific account terms and will be disclosed at account openings.

 

Deposit Accounts

NOW **

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $4,999.99 $100.00 .10% .10%
$5,000 - $14,999.99 $100.00 $5,000.00 .20% .20%
$15,000 - $34,999.99 $100.00 $15,000.00 .30% .30%
$35,000 - $99,999.99 $100.00 $35,000.00 .35% .35%
$100,000 & ABOVE $100.00 $100,000.00 .40% .40%

 

ADDED BENEFITS CHECKING *    **

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $25,000.00 $100.00 2.250%

2.27%

$25,000.01 & ABOVE $100.00 .40% 2.27% to .59%
Unqualified Balances * $100.00 .15% .15%

 

MONEY MARKET **

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$0 - $999.99 $100.00 .30% .30%
$1,000 - $9,999.99 $100.00 $1,000.00 .40% .40%
$10,000 - $34,999.99 $100.00 $10,000.00 .45% .45%
$35,000 & ABOVE $100.00 $35,000.00 .70% .70%

 

Savings  **

Account Balance Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
$100.00 .25% .25%

 

Certificate of Deposit ***

Term Minimum Opening Deposit Minimum Balance to Obtain APY Interest Rate Annual Percentage Yield
90 Day $500.00 0.30% 0.30%
180 Day $500.00 0.40% 0.40%
12 Month $500.00 0.40% 0.40%
18 Month $500.00 0.50% 0.50%
24 Month $500.00 0.60% 0.60%
36 Month $500.00 0.90% 0.90%
48 Month $500.00 1.10% 1.10%
60 Month $500.00 1.35% 1.36%

 

*Premium Rate qualifications per Qualification cycle:

  • 1 Direct Deposit or Automatic Debit must post and clear the account               
  • 10 debit card transactions must post and clear the account
  • Registered to accept E-statement

 

  • Statement Cycle - Statement Cycle ends on the first day of each calendar month unless it is not a Business Day, then it will end on the previous Business Day.
  • Qualification Cycle - Qualifications are based upon all transactions posted during the period beginning with the last Business Day of the previous Statement Cycle and ending one Business Day before the end of the current Statement Cycle.

 

**  Interest Rate and Annual Percentage Yield may vary after opening
     Fees could reduce the earnings on the account

***  Annual Percentage Yields accurate as of January 16, 2014. Penalties will be imposed for early withdrawal. Rates may change at any time. Interest compounded quarterly.