Checking Accounts

From the simplest to the most complex, our wide variety of checking accounts offers the right mix of products and services for the way you like to bank. Plus, all accounts have free online account access as well as the peace of mind of ID Reclaim (ask us for details about ID Reclaim).

E-Checking - When all you need are the basics

  • $100.00 minimum opening deposit; no minimum thereafter
  • Debit Card*
  • Unlimited Check Writing
  • Free Internet Banking with Bill Pay
  • ID Reclaim Basic (additional ID Reclaim features available – ask us for details)
  • No Service Charge
  • E-Statement required

 

Personal Checking - Beyond free checking with a couple of extra benefits

  • $100.00 minimum opening deposit
  • Debit Card*
  • Unlimited Check Writing
  • Free Internet Banking with Bill Pay
  • ID Reclaim Basic (additional ID Reclaim features available – ask us for details)
  • Two free boxes of personalized logo checks per year
  • Imaged Statements
  • E-Statement available
  • $1,000 Minimum Daily Balance required to avoid the low $5.00 monthly fee

ABC Checking - Added Benefits Checking, a free checking account that pays you. This high interest checking account eliminates ATM fees nationwide and lets you enjoy the fast, secure and easy benefits of free online banking. You can begin the opening process for this checking account online by visiting www.abcchecking.com.

  • $100.00 minimum opening deposit; no minimum thereafter
  • Debit Card*
  • Unlimited Check Writing
  • Free Internet Banking with Bill Pay
  • ID Reclaim Basic (additional ID Reclaim features available – ask us for details)
  • Interest Bearing (premium rate offered**)
  • Interest calculated on daily balance
  • Refund of ATM charges Nationwide (if qualifications are met during that qualification cycle)
  • Two free boxes of personalized logo checks per year

**Premium Rate qualifications per Qualification cycle:

  • 1 Direct Deposit or Automatic Debit must post and settle the account                 
  • 10 debit card transactions must post and settle the account
  • Registered to accept E-statement

 

  • Statement Cycle - Statement Cycle ends on the first day of each calendar month unless it is not a Business Day, then it will end on the previous Business Day.
  • Qualification Cycle - Qualifications are based upon all transactions posted during the period beginning with the last Business Day of the previous Statement Cycle and ending one Business Day before the end of the current Statement Cycle.

NOW Account - Earn interest on your checking balance.

  • $100.00 minimum opening deposit; $750 minimum thereafter to avoid service charge
  • Debit Card*
  • Unlimited Check Writing
  • Free Internet Banking with Bill Pay
  • ID Reclaim Basic (additional ID Reclaim features available – ask us for details)
  • Monthly Imaged Statements
  • E-statement available
  • Tiered Rate Structure
    • $0--$4,999.99
    • $5,000--$14,999.99
    • $15,000--$34,999.99
    • $35,000--$99,999.99
    • $100,000 and above
  • Interest paid and compounded monthly
  • Interest calculated on daily balance
  • Rates vary based on account balance
  • No service charge for accounts meeting minimum balance requirement.
    • $12.00/cycle if balance falls below monthly minimum

*subject to credit approval